Alternative lending is not a workaround. It is a growing part of the finance landscape. Used correctly, it can open doors for borrowers who might otherwise be stuck.
One of the biggest questions borrowers are asking right now is whether they should fix their home loan or stay variable. The truth is, there is no perfect answer. Trying to pick where rates are heading next is difficult, and choosing fixed or variable should be less about guessing the market and more about what […]
The Reserve Bank of Australia has increased the cash rate by 0.25% to 4.10% in March 2026, marking the second consecutive rate hike this year. This wasn’t a unanimous decision — it was a close 5–4 vote, highlighting the uncertainty around the outlook. So why the hike? In simple terms: Inflation is still sitting above […]
Your local mortgage broker for Newstead, Bowen Hills, Fortitude Valley, Herston & Brisbane's central business district.
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
S&M Brokering Pty Ltd trading as Smooth Path Finance ABN 29681866482 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192
Steve Carmody is a credit representative (564495) of LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192.
