Stamp duty calculator

Our stamp duty calculator helps you work out the upfront costs of buying a property, including government charges that vary by state and property value.

At Smooth Path Finance, we’ll help you plan for the full cost of buying, not just the deposit. From calculating stamp duty and lender fees to finding a competitive home loan, we’ll guide you through every step with clear, practical advice. With access to over 60 lenders across Newstead, we make the process simple, transparent and stress-free.
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Stamp Duty Fees & Charges: $0.00

Mortgage Registration Fee: $0.00

Land Transfer Fee: $0.00

Total Including Government Fees: $0.00

Calculator FAQs

  • Assumes state-based stamp duty rates remain current and unchanged from the time the calculator was built.

  • Uses general fee estimates for mortgage registration and land transfer fees, which may vary by state or be updated by government departments.

  • Assumes the property value entered is the dutiable value, with no adjustments for incentives, concessions, or off-the-plan calculations unless specified.

  • First Home Buyer exemptions and concessions are applied only if the entered property value falls within the thresholds programmed for each state or territory.

  • Does not factor in foreign buyer surcharges, premium property surcharges, or additional local taxes.

  • Does not account for special circumstances, such as trusts, company purchases, related-party transfers, breakdown of relationship concessions, or commercial property.

  • Results are illustrative only and do not replace personalised advice from a mortgage broker or solicitor/conveyancer.

Calculate my borrowing power

The calculator provides an estimate based on standard state and territory rules. Actual fees may differ depending on your exact circumstances, property type, or updates to government charges.

Not always. Each state has its own thresholds and eligibility rules. The calculator applies general concession rules, but your eligibility must be confirmed with your broker or conveyancer.

In most states, buying your primary residence may attract lower duty or allow access to concessions. However, investment properties typically do not receive those benefits. Always check your state’s current rules or speak with a broker for guidance.

Let’s get started on your home or investment goals today.

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The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
S&M Brokering Pty Ltd trading as Smooth Path Finance ABN 29681866482 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

Steve Carmody is a credit representative (564495) of LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192.

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