smooth path finance
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Win a month of free coffee at Locale Newstead

Local coffee. Local advice. A little thank you from Smooth Path Finance

Hi, I’m Steve.

I’m a local mortgage broker based here in Newstead and you’ll usually find me working from Locale with a coffee in hand. I’m here so often that I thought I’d give someone else the chance to enjoy a month of free coffee on me.

If you see me around, please come and say hi. I’m always happy to have a chat.

How to win free coffee for a month!

If there’s something you’re already thinking about and would like help with, in relation to your home loan or investment loans, let me know below and I’ll give you a call.

Simply enter your details to go in the draw to win a month of free coffee at Locale Newstead, capped at a total prize value of $150.

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Why choose Smooth Path Finance

We’re not your typical finance broker. Our approach is personal, transparent, and focused on what’s best for you. No jargon. No pressure. Just expert advice delivered in a way that’s easy to understand. We’ll take the time to get to know your goals and find the right solution to fit your life.

What Makes Us Different?

We’re genuinely independent—your needs come first, not bank incentives.
We compare a wide range of lenders to get you the best deal, not just the easiest one.
We do the legwork for you, from start to finish.
We’re with you beyond settlement—we’re your long-term finance partner.

Our services don't stop at finding the right loan for you.

Home loans (first home buyers, upgraders, investors)

Whether your buying your very first home or your next home, we can get you market-ready to take this step with confidence and financial backing.
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Refinancing & loan reviews

Obtain a better rate or consolidate debt to reduce what you pay in interest and pay down your loan, quicker.
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Investment and property portfolio growth support

Generate the best outcome from starting or adding to your property portfolio with a sophisticated loan product and structure.
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Business finance to help you grow

Ready to grow, upgrade, or take on your next big move? Smooth Path Finance offers business loans built to back your goals. Let’s make it happen.
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Construction & renovation loans

Build your dream from the ground up with a loan structured for success.
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Debt consolidation

Simplify your finances with one easy repayment and a clear path to becoming debt-free.

Loan structuring advice

We offer zero cost loan structuring advice along with ongoing support for your financial wellbeing.

Let’s get started on your home or investment goals today.

What type of loan do you need?

Residential Property
Commercial Property
Building & Construction
Business Finance
Car & Asset Finance

Call us, we are here

Get a dedicated local mortgage broker (obligation and cost-free) to help guide you through the entire loan process.
Call on 0409664604

Start your application

We get it, you’re in the moment. Apply online and we will send you three great rates for your loan.
Get started
Your local mortgage broker for Newstead, Bowen Hills, Fortitude Valley, Herston & Brisbane's central business district.
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
S&M Brokering Pty Ltd trading as Smooth Path Finance ABN 29681866482 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

Steve Carmody is a credit representative (564495) of LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192.

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Loan type: Business loan

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Loan type: Asset finance

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